Sethian Intelligence
SETHIAN Intelligence
Know your rights in Brazil

As an immigrant in Brazil, you have the same labor and tax rights as Brazilian citizens under the CLT (labor law). These calculators help you understand your paycheck, deductions, benefits, and obligations.

Your Details

years
years
Insira o valor em reais. Formato: R$ 0,00

Result

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Requirements not yet met

You do not yet meet the requirements of any retirement rule. See the table below for how much is left for each rule.

Estimated Benefit

Estimated monthly amount

R$ 2.400,00

No limitation

Benefit percentage

60,00%

60% + 2% per year above minimum

Years above minimum

0 years

Minimum: 20 years (male)

INSS Ceiling 2026

R$ 8.475,55

Maximum benefit amount

Benefit formula: 60% of average contribution salaries + 2% for each year of contribution above 20 years (male). With 20 years of contribution, the percentage is 60% (60% + 0 x 2%). The amount is limited to the INSS ceiling of R$ 8.475,55.

Analysis by Retirement Rule

General Rule (Permanent)

~2046

Minimum age of 65 years + 20 years of contribution

Age / Points

20 years remaining

Requirement: 65 years

Contribution Time

Achieved (20 years)

Requirement: 20 years

Age/points remaining: 20 year(s)
Contribution remaining: Fulfilled

Transition - Progressive Age

~2046

Minimum age of 64 years and 6 months + 35 years of contribution (2026)

Age / Points

~19.5 years remaining

Requirement: 64 years and 6 months

Contribution Time

15 years remaining

Requirement: 35 years

Age/points remaining: ~19.5 year(s)
Contribution remaining: 15 year(s)

Transition - Points

~2045

103 points (age + contribution) + 35 years of contribution

Age / Points

38 points remaining (current: 65)

Requirement: 103 points

Contribution Time

15 years remaining

Requirement: 35 years

Age/points remaining: 38 point(s) (~19 years)
Contribution remaining: 15 year(s)

Transition - 50% Toll

Not applicable

Applicable to those who had up to 2 years remaining on 11/13/2019

Age / Points

Not applicable

Requirement: N/A

Contribution Time

Does not qualify (more than 2 years remaining in 2019)

Requirement: 35 years + 50% toll

Transition - 100% Toll

~2063

Minimum age 60 years + 35 years + toll of 22 year(s)

Age / Points

15 years remaining

Requirement: 60 years

Contribution Time

37 years remaining

Requirement: 57 years

Age/points remaining: 15 year(s)
Contribution remaining: 37 year(s)

Comparative Summary of Rules

RuleAge / PointsContribution TimeStatus
General Rule (Permanent)20 years remainingAchieved (20 years)Estimate: 2046
Transition - Progressive Age~19.5 years remaining15 years remainingEstimate: 2046
Transition - Points38 points remaining (current: 65)15 years remainingEstimate: 2045
Transition - 50% TollNot applicableDoes not qualify (more than 2 years remaining in 2019)Not applicable
Transition - 100% Toll15 years remaining37 years remainingEstimate: 2063

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